1. How much are you in debt ?
2. How much is the deficiency ?
3. Are the bureaus showing the items as repossessions?
4. Are you saying that you can payoff your debt if given the chance?
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should we wait to file chapter 13
I fired on attorney for not filing chapter 13 in over 3 months. We recently hired a new one. We voluntarily gave back 2 secured items(rv and atv's) and have a deficiency . Our foreclosure date is January 25 and we live in a non -recourse state with only one loan but 100k underwater. We had 2 offers...