Best Buy accounts are secured by a Purchase Money Secured Interest (PMSI). It is a 'lien' that attaches to the property at the time of purchase thru your Best Buy credit card. Having said that, your attorney may want to bluff the creditor and list the debt in the unsecured part of the petition and wait...

I am in the process of filing Chapter 7 and there is some confusion about whether HSBC (Best Buy) accts are considered secured or unsecured. Unfortunately for me, my attorney doesn't seem to have an answer so I'm looking for anyone that has gone done this road. Any info will greatly be ap...