$2400?!?! I met with several bk lawyers and was never quoted above $1400. I dont know who is charging $2400, but that is nuts.

Schedules A - Real Property
( Only if you own a real estate) ( non renters)
ex: Houses and Cars

Schedule B - Personal Property
( always use thrifty , bargain, yard sale prices or cheapest value of it
Examples are:
1)Cash on hand- Money left after Bills...

Reaffirmation must be done before the discharge is entered in the case.

If no Attorney you are not required to file a statement disclosing compensation paid to debtors attorney form B203 Form B280 for petition preparer.

A notice to debtor by non attorney Bankruptcy petition...

Motion to lift the Automatic Stay
Makes creditor collect a debt against a debtor.

Let me know if i confuse you.

* Credit Counseling- with in 180 days before filing
* Exhibit D. Individual Debtors Statement of Compliance with credit counseling requirement.
* Check Box 1 that you received the Credit Counseling Certificate 180 days before filing the petition...

If you wanna file immediately, but cant complete all required forms
you gonna need atleast the following


* Voluntary Petition, SSN Statement
* Credit Counseling
* Exhibit D. A request for exemption or Exigent Circumtances and Creditor Matrix atleast 1 creditor...

Important: Before Filing for Bankruptcy, you must obtain credit counseling and include an official credit counseling certificate with your petition.
Failure to obtain credit counseling before you file will result in the dismissal of your case. and has to re file after 2 months

Note: This is my own researched and way of understanding and felt like sharing it. you might have found this information somewhere...
either you read it and learn from it, or read it and forget about it. Thank You!

You first take the Median Income Test.
the median income...

Don't have the $2400 needed to use a lawyer for a chapter 7 or 13 filing? Great news! Professional Bankruptcy Services will fill out ALL the forms needed for $199. The only additional fee is the court required filing fee. We offer a free phone consultation and, it services retained, we then conduct...

What impacts my credit worse Foreclosure or BK Chapter 7?

These are the common things you first need.
Credit Report to all 3 bereaus
Taxes for the last 4 years ( 3 yrs is fine but better 4 years)
Pay stubs for the last 6 months
Bank Statements for the last 6 months
" ALL" Bills
House papers
Car notes...