I agree with Sideways, we are lucky that we live in a country that has these laws that protect us. I know this may not be of any help, but I think the best thing for you to do is to think about how to make your life great now that you are filing BK and moving on. I know the stress and obstacles seem...

I just found this site a couple of days ago, so, sorry for the delayed reply. I believe the response time for a lawsuit by the OC, CA, or JDBs all depends on how they view your profile and how large your debt. In other words, if your are indigent and have no assets, I do not think they would be in...

I am not sure how long it takes them to sue, but I have an aquaintance that hasn't paid his CC's is 3 years, and just got a judgement against him, so the laywer "rushed" things a bit more. Life sure can be tough, but we are lucky that we have the BK laws to protect us, as some countries do...

My life has changed so much in the past year and a half. After 23 years of marriage my husband wanted a divorce. He talked me out of going to an attorney because he said we could do it ourselves. We had been running a small communications company during all those years. Anyway, I refinanced my home...