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  • Timeline for creditor action taken on car loan (pre BK)

    I recently lost my job and we will likely have to file a chapter 7 unless I get a job very quickly (which is extremely unlikely).

    I have a question about our car. We bought it new last year and still owe $25k on it (it's only worth about $18k according to The payments are really...
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  • jv2010
    started a topic Auto Exemption in New York

    Auto Exemption in New York

    I am filing Chapter 7 in New York. This forum has been very helpful in this process. I have a car worth appx. $5200 based on kbb. I am married but I will be the only one filing for bankruptcy. I am the only one on the title of the car. I know NY has $2400 exemption for cars. Besides the car, I
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  • deadbeat
    started a topic married with 2 cars - each jointly owned

    married with 2 cars - each jointly owned

    Hi all. I'm a longtime lurker and this is my first post.

    My wife and I will likely be filing a joint Chapter 7 BK in Illinois before year end. We own (with no loans) 2 cars that are titled in both of our names as joint owners. They are both "clunkers", so I WAS pretty sure...
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