We have been renting this home in SW Portland for 4 years now and had a few notices on our door last summer that the house was going into foreclosure. After talking to the landlords, they reassured us that they were negotiating a new loan and not to worry- they would never let the house foreclose....

This was just a thought and worth a shot to ask my attorney.

We plan on surrendering our underwater home to the lender in our Ch.7, however what if... and this is a big WHAT IF...

What if we offer a trade to the lender? They have to accept our home as a surrender and then...