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  • Cash for Keys or Forclosure - both with bankruptcy. Which?

    My husband has been offered cash for keys on home we are not living in but is in his name only. The home is out of state and we have renters/caretakers who are only paying a 1/3 of the rent just to keep it in good shape. (covers taxes and insurance only) We had to move because of husbands plant...
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  • Wont waste time on Mod - Time to move on.. try cash for keys?

    It's been a few months now, and we finally received the Notice of Trustee Sale. I really don't want to ride this out to the extreme edge (stay as long as possible until they kick me out with eviction). Also, I've heard the whole loan mod thing can be very stressful. They can still foreclose on you...
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  • gohornsgo
    started a topic Deed In Lieu with EMC...anyone?

    Deed In Lieu with EMC...anyone?

    EMC was included in my Chapter 7 and my case closed a few weeks ago. The home is not yet scheduled for foreclosure. EMC tells me they will do a deed in lieu and give me "moving money". They are sending the paperwork. Does anybody have experience with EMC? I am wondering how much they...
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  • No Gravy
    started a topic "Cash for Keys" requires utilities paid?

    "Cash for Keys" requires utilities paid?

    I'm still in the house, and the foreclosure auction was Nov. 18th, with no bidders/buyers. Obviously I'm in the process of packing/moving (everything got backup due to not getting paid for 2 months, finally got one month's pay on Nov. 17th).

    On Nov. 22 a man taped a notice to my door,...
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