Hi ,

I am currently in a bind. My spouse and I filed for a joint chapter 13 in 11/2019 with a 5 year payment plan at $1200.00 per month.

we defaulted on our plan and the case was dismissed 8/22. I just need help understanding if we still owe or if this was in fact discharged?...

This isn't an entirely new topic, but I haven't been able to find a solid answer to some specific questions. I have about $4,000 in miscellaneous purchases from Nebraska Furniture Mart -- a notoriously nasty collector. Most furniture companies use this period following discharge to fish for money --...

Ive had consulted with different attorneys but have not gotten a direct answer.

My current situation is the following:

Background:

- I am unemployed and looking for work.


- I have the second mortgage (wells fargo) from...

Hi there,

I have so many questions about my bankruptcy but one that is really pressing is the fact that I chose the least patient attorney because he originally told me at our first meeting that he knew how to discharge taxes in bankruptcy even though I needed to tell him what all of...

Do I need to establish a new LLC after I file personal bankruptcy (Ch7)?

I established a Single-Member LLC (in MN) in 2009 for a specific business purpose (retail sales). As circumstances kept me from pursuing the business, the LLC never developed beyond establishing the entity and...

Here's some info for all my fellow Florida neighbors (Sarasota County -Tampa Middle District). After filing for Ch. 7 in 2007 includinging our home & being discharged in 1/2008 my home still sits vacant. The bank filed a Lis Pend in 6/12/2009, it went up for tax sale by county last July where Wachovia/Wells...

Here is my situation. I filed a Ch7 (discharged in October 2009). I have two homes, which I did NOT reaffirm. Both have had loan modifications on the first mortgages since the BK. Both have second mortgages which I have not paid on for years, but the values are so upside down they are not looking...

I filed Chapter 7 last September. My Attorney and the Trustee have gone back and forth on a couple of issues regarding money in my Son's Savings Account. We provided all necessary documents and that issue was settled. I then receive a copy of my Discharge Order dated January 19th. The Order says...

Hello everyone - This is my first post - I'm looking for information and personal experience regarding Credit Reporting for CH 7 Discharged/Non-ReAffirmed Mortgages with BAC.

My info:
STATE: RI
CH 7 FILED: 9/30/2010
341 DATE: 11/1/2010
Deadline: 12/31/2010...

I am almost 24 years old and have almost $45,000 in unsecured cc debt including a $10,500 Car Loan(it was repo'd). I haven't paid on any of these in over 3 years. Last year I was hired as an independent contractor and I worked off and on making $22,000. The year before I only made about $10,000. This...

Our place is up for short sale and we just received an offer today…YAY!!! When I got home yesterday Citi Home Equity sent us a letter that was labeled “WIRE ALERT.” It was in a solid yellow envelope and also written on yellow paper (I guess to grab our attention).

The letter...

My wife and I have decided we have no choice but to give up our home. It is currently underwater by $500K +. There are $1.5 million in loans and market value has decreased to less than $1M. There is a HELOC outstanding for $150K. We would like to avoid BK but I am confused about what would happen...

OK. My wife and I filed pro se in July of 2005. At that time, we included Sallie Mae in our bankruptcy. She has $5500 principle + 3000 interest in a SLM corp (subsidiary of Sallie Mae) Signature Student Loan, plus roughly $40,000 in undergrad stafford loans. We're totally aware that the $40k...

My now x lent me 200K in 2006. Do I list this in my debts?
Filing Ch 7 .

Hello Everyone,

We are a married couple who has filed BK/Chp 7. We just did the first step and filed down at the court house Monday 1/25 .

We have filed Pro Se , We paid a paralegal to do the paperwork for us.

I just wanted to know a few things..
...