I was starting to get "pre-selected" credit card offers and I made a decision: I don't want them! I know that I am a shopaholic and I will only get into trouble.

I thought that I wanted a secured card to rebuild my credit and did apply online for the Public Bank secured one...

Here is my situation and just wondering if any one else has had this happen? I was discharged in 12/09 chapter 7. Home was included but i said intended to stay but no reaffirmation done. I kept paying until dec 10" and stopped payments jan 11".
My mortgage lender took all reporting...

How long can furnishers of credit report "included in bankruptcy","discharged in bankruptcy" or similar tradelines for pre-petition debt SEPARATELY from the bankruptcy itself to the credit bureaus? I filed Chapter 7 on 5/18/10,discharged on 8/18/10 and closed on 9/2/10?

I am planning on filing chp 7 later this month. I have already used my one free credit report for the year, but would like to be able to keep tabs on my score/reports before and after the BK process. Can anyone recommend a service for doing this? I know there are a lot of them out there. Or is it...

There have been so many questions about charge offs, etc, I just want to write a little bit.

First of all, anything that is included in bankruptcy MUST say that on the credit report. NO MATTER WHAT.

There should NEVER be a "charge off" or a balance showing....