I finally formally retained my atty so now I can tell my creditors I am filing and give them his name/number.

I am actually excited about talking to them because it has been over a month of 30 or so calls a day that I didn't answer. I looked up the numbers and added names to them...

My payments were due Nov 1st and they started calling today. I haven't picked up the phone, haven't filed, just turned in my packet of paperwork. What do I say at this point if I answer? I would rather deal with them at home than having them call my work!
Don't mention the BK until filed?

I filed BK7 about 4 weeks ago, yesterday I got a letter in the mail from my bank about a Business CC. The card was included in my creditor list. It basically says "Let us help you with your past due balance" yada yada yada. At the end of the letter it say is you dont contact us or remit full...

We've recently filed, but I wanted to share a tool that we successfully used for 8 months to help us keep creditor calls at bay.

http://google.com/voice

Google voice assigns you a phone number that acts as a virtual router to any other phone number you choose, even multiple...