We have been renting this home in SW Portland for 4 years now and had a few notices on our door last summer that the house was going into foreclosure. After talking to the landlords, they reassured us that they were negotiating a new loan and not to worry- they would never let the house foreclose....

I'm getting ready to file and going through the checklist of assets. The list has a section asking about deposits with utilities. Why are deposits held by a utility company counted? It's not like I can access the money if I want to keep my utility to keep providing me with service. Also, how does the...