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  • Ch 7 Abuse - Is my lawyer saving me, or ripping me off??

    My lawyer feels that I may have some challenges with my case, but I am not sure if she is being 100% forthcoming or if she is just trying to milk us for more fees. On one hand, our lawyer could be the greatest lawyer ever and is trying to help us avoid being treated unfairly by the trustee. On the...
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  • URGENT: Is this Fraudulent Conveyance?? Closing Short sale TODAY; 2nd demands $6500

    We are in a very tricky situation - one that will likely require us to file Chapter 13 shortly, and we are currently insolvent per standard IRS definitions.

    Our pressing question is whether or not we are about to commit fraud by participating in a short sale of our former primary residence,...
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  • Noelle
    started a topic Please explain

    Please explain

    Can someone please explain to me what this means?


    "I think that the trustee is looking to go after your creditors for a preferential payments or fraudulent conveyance of the cash advances to one of your family members. This would make your case an asset case and the trustee...
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  • Question regarding what happens between discharge and closed

    As a last resort (from losing my job in Feb 2009), I filed chapter 7 in May 2010 and received my discharge from the court in August 2010 - I have the paper in my hand. Now (in Nov 2010) the trustee is asking questions/wanting information regarding some of my creditors and specifically wanting to know...
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  • keepsmiling
    started a topic More Equity Questions- Son's Property

    More Equity Questions- Son's Property

    I am HOPING that this is a stupid question..
    Can they take ds17's bonds? They were all gifts and I don't think our names are on any of them.
    Can they take his bank account with $3000? It's a special Kid's Account but dh's name is on it too, had to be per rules....
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  • wipetheslate
    started a topic What counts as income?

    What counts as income?

    I want to file in November, but I'll be away from home for about 6 weeks come Dec-Jan for a combination of traveling for medical care (cancer checkup), the holidays, and traveling for work to Europe. I don't want to file and then have my 341 scheduled while I am gone. I also do not want to have my bank...
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