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  • DAYLAP
    started a topic Getting financing again after a chapter 13

    Getting financing again after a chapter 13

    How long after filing does it take to be able to get financing for a car again?
    My husband and I are filing Chapter 13 and I own an 06 Honda Odyssey (paid for---well on our house!!) My husband is upside down on his BMW about 6K. He owes 22K. He's worried about Suncoast repo-ing his car because...
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  • enginerd
    started a topic New car before filing?

    New car before filing?

    My wife and I have finally decided that enough is enough and stopped paying credit cards. We're only a few days past and have met with 2 lawyers. We're really hoping for a Chapter 7, but we seem to be in a strange position in terms of the means test. Using the online means test (nolo???) and my current...
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  • Poppie
    started a topic Buying brand new car before filing?

    Buying brand new car before filing?

    I have an older car with high mileage that needs about $650 in repairs. I'm upside down on it by about $5000. The gas mileage on it is terrible. I'm planning on filing bk7 in about 4 to 6 months and including this car in the bk since I can't sell it and don't want to roll over the $5k in negative equity...
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