Hey y’all, I’m coming up on completing my payment on 3/15/21 On tfsbillpay it says I paid one amount but my attorney said on their end that I’ve paid more than what’s shown on their and I actually overpaid for the past two years so I had to readjust my last couple payments. I’m just afraid...

Hello, so my father has been making payments and its become harder for him to pay off his debt recently due to loss of hours and he's would like to modify his payments. He has gotten the lender to agree but we were told that we need an attorney to actually get all the paperwork filed to the court. Is...

I have a higher income and may not qualify for Ch 7. I pass the means test (barely) but we'll see about my monthly expenses getting approved. I will have my attorney guide me (once I select one).

But I read somewhere that there is another measurement...something about ALSO NEEDING enough...

When I was looking through case files for more information on how to proceed with my case, I noticed that in the documents they would frequently say "The debtor proposed a payback plan of X amount".

Does that mean you get to submit what you think is fair and then you have to...

I am planning to file Chapter 13 with the hope that I can strip my second mortgage. If I can strip the lien, I will be able to keep the house. If I cannot strip the lien (the value may not be low enough), I will not be able to afford to keep the house.

Q1. If I am unable to strip...

We are getting ready to file a chapter 7 bankruptcy and I suddenly realized something. For the past several months we have been making $600/month payments for the balance of my son's college tuition. He is paying most of it through a grant, scholarship and student loans. We just make up the difference,...

Hi All,

here's one that will probably stump my attorney when he returns from vacation. Planning to file Ch 13 in next few months. Looks like my payment may range from 350-600 (not sure yet). Have a first mortgage payment of $2577 incl taxes and ins which is fixed interest, interest only...

Because 2 credit cards jacked up interest rates to double what they were (even though we were always on time and paid more than minimum most times) --- we decided to consolidate and pay off 3 credit cards with our available Home Equity Line at a bank. Yes, I know, in hindsight, it was about the STUPIDEST...