Greetings,
My wife and I are a little more than one year into our five-year Chapter 13 bankruptcy. Per our plan, our mortgage payment (including escrow for property tax and insurance) is paid by the trustee.
Last Friday we received a letter from our mortgage-holder saying...
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Mortgage Escrow Refund Question
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CH 13: If you want to keep your income tax refund.
At my Trustee's insistence, my confirmation order clearly states that I must provide him with copies of my income tax returns within 10 days of filing and surrender all income tax refunds to him during the term of my plan. It's cut and dried, black and white and unquestionable.
Normally...
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