I've seen a lot of posters here having some difficulties paying certain secured creditors post filing due to not receiving statements anymore, direct debits (ACH's) being canceled due to automatic stay, etc.

As part of your pre-filing preparation, to ensure a smooth transition, I did...

About 5 years ago, my sister and her husband were buying a house but my brother-in-law's credit was bad and mine was good so I co-signed with my sister. My name was on the mortgage and the title. I never paid or received any money for this, never lived there, and never claimed it on any taxes - I...