A Chapter 7 Debtor filed her bankruptcy petition in May, 2009 .

Several years before her bankruptcy was filed, she had taken a $50,000 loan from a Family Member (her Mom). The loan became due in October, 2008. In October, 2008, per the agreement, she paid the Family Member back the $50,000...

We are getting ready to file a chapter 7 bankruptcy and I suddenly realized something. For the past several months we have been making $600/month payments for the balance of my son's college tuition. He is paying most of it through a grant, scholarship and student loans. We just make up the difference,...

Hi, I'm new to the forum.

Just a little background, I'm in my mid twenties, I have 21,000 Amex debt, 6000 Wamu, and 800 Capital one and 300 Mervyns all unsecured credit card debt. All over maxed out. About 2 months without payments. All debt is within 3 years. I have not charged over...

Because 2 credit cards jacked up interest rates to double what they were (even though we were always on time and paid more than minimum most times) --- we decided to consolidate and pay off 3 credit cards with our available Home Equity Line at a bank. Yes, I know, in hindsight, it was about the STUPIDEST...