I've got an '06 Toyota Matrix that I owe approx. $11,000 for, but present value is around $5500. The car payment is $395/month and payments are current. I'm trying to decide what's best - keep making the payment on time and drive the car until it dies, or buy it back from the Trustee for the $5500 difference....

Filed our ch. 7 on 7/30/09 with ford credit as a secure debt. owe 23K, 06 explorer worth 14k, well, I found out from Ford over the phone that the dealer issued the title directly to me, which I don't have, would have to contact dmv to get and never perfected the lien. How is this going to work out?...

Whew, what a day. Our 341 is Monday and we are so ready for this to be over with. We filed out statement of intention for our vehicle last week by the deadline and have kept in contact with our lender GMAC about whether we would re-affirm or redeem. As I am getting our little girl ready for...

I am a new user, I have been hovering on here for a few weeks and am ready to join in. I am just getting ready to file C7 Pro SE this morning. I used an online service to fill out paperwork and everythink looks pretty straightforward. Does anyone on here have any history with the Northern NY bankruptcy...