I have a 1st mortgage and 2nd HELOC on my house. Both were discharged during CH 7 BK and were ride-thru.
Now, I am trying to effect a short sale to avoid a foreclosure since I want to buy another home and do not want to have to put "Yes" to mortgage application question of...
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Foreclosure on ride-thru Mortgage discharged CH 7
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settled 2nd mortgage
Hi all, I just wanted to let you know that I successfully settled my 2nd mortgages. I received my chapter 7 discharge in July and contacted my mortgage servicers in August about settling. I filed my chapter 7 in April and was current on all mortgages when I filed. I then stopped paying the seconds...