Like many others probably about a year and a half ago I got letters from my credit card companies telling me that they were slashing my limits and raising my interest rates. The worst was BofA who raised my interest to just under 18%, which made my monthly payment essentially double. Unfortunately,...

Does anyone know what I can expect in this situation? My bk has been going on since March, just got dismissed in September. Have only heard from one creditor? Do I just wait? Has anone been in this situation? If so what did you do? I have about 15 unsecure accounts totaling around $85,000. The...

I`m in the process of settling an old student loan and am wondering what I should have the collection agency send me in writing, before I send the check?

I had roughly $30,000 in debt. I choose not to file for bankruptcy just personal choice, I instead got a part time job and started saving and negotiated a pay off amount with almost all of me creditors just one left who actually got a judgment on me. I am saving money to call them up and try to settle...