I tried applying for a new car loan, got one approval through nissan because I have an existing loan that is almost paid off with them.
had two credit cards, mbna and discover that surviced bk with 0 balances.
mbna closed the account recently even though I have had zero lates etc with them since opening in 2000. they suck imho...
discover hasn't closed yet and i am using and paying it off monthly..
i applied for a car loan with my credit union, got it at 13.25%, but chose to wait. applied for a visa with them, was denied.
i applied for a visa at one of my old banks, a credit union, and i got it! 1,000 limit unsecured, 18%. the bank guy was apologetic about the rate but stated that should come down in 6 months or so. I don't care cause i won't carry a balance.... i figure if i still want that fj next year, i will apply with the credit union who has approved my visa, i have like 3 old loans with them in the past....al in good standing and paid off....
all in all, not too bad..
:-)
filed 4/28/06
discharged 8/30/2006 or thereabouts....
had two credit cards, mbna and discover that surviced bk with 0 balances.
mbna closed the account recently even though I have had zero lates etc with them since opening in 2000. they suck imho...
discover hasn't closed yet and i am using and paying it off monthly..
i applied for a car loan with my credit union, got it at 13.25%, but chose to wait. applied for a visa with them, was denied.
i applied for a visa at one of my old banks, a credit union, and i got it! 1,000 limit unsecured, 18%. the bank guy was apologetic about the rate but stated that should come down in 6 months or so. I don't care cause i won't carry a balance.... i figure if i still want that fj next year, i will apply with the credit union who has approved my visa, i have like 3 old loans with them in the past....al in good standing and paid off....
all in all, not too bad..
:-)
filed 4/28/06
discharged 8/30/2006 or thereabouts....