Bankruptcy Forum

Forums	Topics	Posts	Last Post

General Chi-Chat & Introductions Everything NON-bankruptcy related. Topics: 3,692 Posts: 41,247 Last Post: Money usage	3,692	41,247	Money usage by justbroke 11-27-2025, 03:37 PM

Bankruptcy & Credit News Post & discuss bankruptcy & credit news in this forum Topics: 1,302 Posts: 9,904 Last Post: Already filed CH.7, looking to file CH.13	1,302	9,904	Already filed CH.7, looking to file CH.13 by justbroke 09-30-2025, 10:26 AM
Before the Discharge
General Bankruptcy Talk Bankruptcy discussions that don't fit in existing subcategories Topics: 13,044 Posts: 96,864 Last Post: BK due to Medical Expenses	13,044	96,864	BK due to Medical Expenses by JacindaJayne 11-30-2025, 06:43 AM
Unemployment Unemployment/underemployment is the leading cause for filing bankruptcy Topics: 157 Posts: 2,044 Last Post: Trying to Avoid Returning to Colorado	157	2,044	Trying to Avoid Returning to Colorado by Carmella 10-18-2025, 01:19 PM
Chapter 7 Everything related to Chapter 7 Topics: 32,001 Posts: 248,289 Last Post: Trying to recover funds from PayPal after discharge	32,001	248,289	Trying to recover funds from PayPal after discharge by despritfreya 11-04-2025, 12:21 PM
Chapter 13 Everything related to Chapter 13 Topics: 14,776 Posts: 103,518 Last Post: Trustee objected to motion to allow withdrawl of funds from tsp for dental	14,776	103,518	Trustee objected to motion to allow withdrawl of funds from tsp for dental by justbroke 12-01-2025, 06:28 PM
Property Transfer & gifts Discuss issues related to property transfers & gifts Topics: 200 Posts: 1,271 Last Post: Canceled extended warranty	200	1,271	Canceled extended warranty by justbroke 07-28-2025, 04:44 PM
Insurance Insurance related discussions Topics: 135 Posts: 1,370 Last Post: Insurance Settlement questions	135	1,370	Insurance Settlement questions by chrisdfw 08-31-2023, 08:13 PM
Medical Debt going bankrupt due to medical debt Topics: 5 Posts: 13 Last Post: Medical creditor not giving up	5	13	Medical creditor not giving up by Lanced 05-19-2025, 11:35 AM
Tax Issues, Wage Garnishment, Liens Tax Issues, Wage Garnishment, Liens Topics: 75 Posts: 447 Last Post: Question IRS Tax Question if paid outside of Chapter 13 plan	75	447	Question IRS Tax Question if paid outside of Chapter 13 plan by azphoenix 07-08-2025, 01:53 PM
Exemptions Everything about exemptions Topics: 739 Posts: 3,721 Last Post: Ohio new laws april 1st 2025	739	3,721	Ohio new laws april 1st 2025 by Josef15111 03-24-2025, 03:58 AM
Foreclosure Everything about foreclosures . . . . . Topics: 3,229 Posts: 22,196 Last Post: Foreclosure notice before discharge	3,229	22,196	Foreclosure notice before discharge by justbroke 07-14-2025, 06:53 AM
Collections Collections, Creditors?! Discuss solutions in this forum. Topics: 3,358 Posts: 31,792 Last Post: Very old debt	3,358	31,792	Very old debt by justbroke 05-10-2025, 05:56 PM
Repossession Issues related to repos, tips/tricks etc Topics: 311 Posts: 2,093 Last Post: After a repo, how long does it typically take for someone to be sued?	311	2,093	After a repo, how long does it typically take for someone to be sued? by Lanced 09-26-2025, 10:14 AM
341 Meeting Share you 341 experience, ask questions, be ready for it Topics: 910 Posts: 6,256 Last Post: after the meeting	910	6,256	after the meeting by justbroke 12-12-2024, 09:57 AM
Adversary Proceedings Did you get hit by adversary proceedings? Let's share our experience and help each other. Topics: 191 Posts: 1,955 Last Post: Victim of check scam	191	1,955	Victim of check scam by Freshstart88 04-18-2024, 04:06 PM
Small Business & Investment Real Estate Business related discussions, such as liquidation of inventory, account receivables, s-crops etc Topics: 255 Posts: 1,445 Last Post: Chapter 7 Means Test Exempt due to Business Debt	255	1,445	Chapter 7 Means Test Exempt due to Business Debt by justbroke 10-18-2024, 10:37 AM
Pro Se (Pro Per) Filing Representing yourself? This is where we discuss the art of pro se filing Topics: 1,320 Posts: 9,459 Last Post: case administration chapter 7 pro se	1,320	9,459	case administration chapter 7 pro se by BernadetteRe 11-27-2025, 12:59 PM
Bankruptcy FAQ Frequently Asked Questions regarding Bankruptcy Topics: 23 Posts: 87 Last Post: How soon can Debtor sell/spend exempted property?	23	87	How soon can Debtor sell/spend exempted property? by bornfree2 04-05-2022, 05:41 PM
Sample Forms/Letters Post sample letters (not links) and forms which can easily be modified and used by other community members. Topics: 12 Posts: 110 Last Post: Question Need Attorney in NY to answer Complaint... help	12	110	Question Need Attorney in NY to answer Complaint... help by MasterOfNone 09-05-2024, 10:42 AM
After the Discharge
Rebuilding Credit How to rebuild credit, apply for secured cards, dispute items etc Topics: 3,611 Posts: 26,277 Last Post: And just like that I'm back in with Chase	3,611	26,277	And just like that I'm back in with Chase by Johnworker1 11-11-2025, 07:28 AM
Buying a car after BK Discussing everything related to auto financing. Topics: 864 Posts: 6,939 Last Post: Turned down by everyone	864	6,939	Turned down by everyone by Lanced 09-26-2025, 10:48 AM
Mortgage after BK Yes, it is possible to buy a house sooner than you thought Topics: 1,105 Posts: 8,450 Last Post: Discharged FHA	1,105	8,450	Discharged FHA by justbroke 08-27-2024, 05:50 AM
Getting a job \| Starting a business Bankruptcy is behind us, now let's discuss issues concerning jobs/employers or starting a biz Topics: 67 Posts: 650 Last Post: Laid Off Feb 13 2025; Unsure About Next Steps	67	650	Laid Off Feb 13 2025; Unsure About Next Steps by Zombie13 11-27-2025, 06:34 PM
Retirement Planning IRAs, 401k, 403b, Social Security, Annuities Topics: 25 Posts: 280 Last Post: Question Advisable to roll pension funds into 401K?	25	280	Question Advisable to roll pension funds into 401K? by Zombie13 03-04-2024, 08:49 AM
Student loans Here we talk about student loans and related obstacles Topics: 376 Posts: 2,387 Last Post: How to Start Repaying Student Loans after Ch 13 Discharge	376	2,387	How to Start Repaying Student Loans after Ch 13 Discharge by Johnworker1 11-24-2024, 12:54 PM
Smart Personal Finance Insights Here we share successful money management tips, budgeting, saving, and other insights for financial success Topics: 158 Posts: 1,738 Last Post: Dave Ramsey and other financial experts	158	1,738	Dave Ramsey and other financial experts by Lanced 05-17-2025, 03:29 PM
After Stories How did you make out after your BK? In this forum, please share your story. 1yr, 5yr, 10yrs after BK Topics: 57 Posts: 256 Last Post: Heard from an actor Friend from years past... come on, really? You need money now?	57	256	Heard from an actor Friend from years past... come on, really? You need money now? by Zombie13 07-16-2024, 10:44 PM
Other Legal Forums
Divorce, Separation, Anullment, Alimony Topics: 14 Posts: 68 Last Post: How does a succession (probate) deal with the deceased's creditors?	14	68	How does a succession (probate) deal with the deceased's creditors? by NwodGniog 06-18-2023, 02:16 PM
Child Support, Custody, Visitation Topics: 3 Posts: 41 Last Post: Unmarried Fathers rights	3	41	Unmarried Fathers rights by bornfree2 04-18-2021, 08:57 AM
Firing, Hiring, Wrongful Termination Topics: 5 Posts: 35 Last Post: Want to know about employment law	5	35	Want to know about employment law by howardpotts 07-27-2016, 01:52 AM
Real Estate, Landlord/Tenant Issues, Wills, Trusts Topics: 31 Posts: 179 Last Post: How to Get a Proof of Income for a Mortgage?	31	179	How to Get a Proof of Income for a Mortgage? by charlotten 01-11-2024, 10:53 PM
Other Forums
BKForum Feedback Feedback and suggestions regarding BKForum forum/site/features Topics: 62 Posts: 941 Last Post: delete my account	62	941	delete my account by justbroke 12-12-2024, 10:04 AM
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