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    #1

    Laminated Social Security Cards

    We had a meeting last week with our atty just to make sure we have our ducks in row just prior to filing. One of the things he asked was to see the social security cards of both myself and my wife. My card is the one I received 30-some years ago. I laminated it to protect it from tearing and fading. The atty (who is a former trustee) suggested that I obtain a new card as techincally it's not permissable to laminate one's SS card. He didn't really think it would be a problem, but also didn't want ANY excuse for clear sailing when we get to court. I had recently received my statement from the SS Administration and asked if that would suffice. He said, sure probably... but get the new card anyway ... unless you're willing to take a chance on the case being delayed. Needless to say, I'm going to get a new card (or at least the application filed) before our 341 meeting.

    Has anyone else ever heard about the prohibition on laminating YOUR SS card?
    Last edited by Sammy; 10-18-2006, 10:32 AM.
    Tags: None
    #2
    Yes I have heard of it, infact, I think the prohibition is actually printed on the card. (maybe it wasn't printed on cards 30 years ago).

    Comment

      #3
      There was a lady at our 341 that didn't even have a Soc Sec card. She had lost her's and applied for a new one, but it had not come yet. She had some sort of statement from the IRS containing "sensitive" information that confirmed her SSN.

      The Trustee seemed quite tickled with it as he kinda laughed when he stated that she had showed her photo driver's license and this IRS doc confirming her SSN.

      Your attny is being cautionary. Which is good. Go for getting a new SSN card before your 341 if you can. Some Trustees accept alternate ways of verifying your SSN. Your attny may know that your particular Trustee is a stickler for the rules.
      Filed Ch 7 - 09/06
      Discharged - 12/2006
      Officially Declared No Asset - 03/2007
      Closed - 04/2007

      I am not an attorney. My comments are based on personal experience and research. Always consult an attorney in your area to address concerns related to your particular situation.

      Another good thing about being poor is that when you are seventy your children will not have declared you legally insane in order to gain control of your estate. - Woody Allen...

      Comment

        #4
        Yeah, most trustee's will accept something that has your SSN on it that wasn't generated by you (i.e. the tax returns YOU file will generally not suffice, although a few trustees will accept them).

        Comment

          #5
          Oh, I know he's looking out for us and I don't have an issue with going for a new card. I just thought it an odd "rule" -- then again, this is the federal government we're talking about so... never mind.

          Comment

            #6
            The irony is that the no lamination rule is supposed to make it difficult to forge cards and lamination makes it easier to cover a forgery. The cards from way back when had no anti-forgery features to begin with so what's the point.

            From the Social Security website...

            Question
            Is it legal to laminate your Social Security card?

            Answer
            We discourage the lamination of Social Security number (SSN) cards because lamination would prevent detection of certain security features. To deter potential fraud and misuse involving SSNs, we currently issue SSN cards that are both counterfeit-resistant and tamper-resistant. (For example, the card contains a marbleized light blue security tint on the front, with the words "Social Security" in white; intaglio printing in some areas on the front of the card; and yellow, pink, and blue planchets--small discs--on both sides. ) We cannot guarantee the validity of a laminated card. You may, however, cover the card with plastic or other material if the material could be removed without damaging the card.

            We recommend that as a security precaution, you carry your Social Security card only when you expect to need it, for example, to show to an employer or other third party. Otherwise, you should keep your card in a safe place (e.g., at home with your important papers or in a safe deposit box).
            Discharged November 2008 100 days after filing no-asset Chapter 7. We intended to let a two-year-old vehicle go back to the bank and reaffirm an inexpensive ten-year-old SUV and our home mortgage. In the end we surrendered ALL of our vehicles and reaffirmed NOTHING. We'll "ride through" our mortgage after the court ruled it an undue hardship.

            Comment

              #7
              Originally posted by HHM View Post
              Yes I have heard of it, infact, I think the prohibition is actually printed on the card. (maybe it wasn't printed on cards 30 years ago).
              Its said the same thing on my cards.

              Comment

                #8
                Originally posted by Sammy View Post
                Has anyone else ever heard about the prohibition on laminating YOUR SS card?

                Honest to goodness true story from a friend. She laminated her son's ss card when she got it. Then comes time to get his drivers license. DMV refused to take his ss card because it was laminated. Then she tries to get him an new copy. The lady at the SS office was a real b**** about it. She said the only way she could get him a new card issued was if he had a photo id. Friend replies that they won't issue him an id without his ss card. B**** ath the SS office grins and says I know, you have a problem don't you? smirk. My friend finally ended up driving to the next nearest SS office, 50 miles away to get his card.
                Chapter 13 filed -8/12/04
                Plan approved- 7/11/05
                Date discharged--10-12-2007
                Date closed- 12/6/2007:yes2::yes2:

                Comment

                  #9
                  Wife and I went to the local SS office to get new cards on Friday. They said we should have our new cards in a couple of weeks. Aside from the hour or so wait, it was a pretty painless process - it just seems like a silly "rule" but that's the government for you....

                  Comment

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