Not even a suggestion??

[DAS]

If my second mortgage has in fact been written off, is it still acruing interest and other fees? Is there a certain time period during which a mortgage co. can foreclose or could I be foreclosed on twenty years from now, when the first mortgage is paid off? If the home is worth roughly five times the amount today of the second mortgage where would the excess go, or would the balance have been driven up at that point?
Does the mortgage company, by law, have to tell me exactly what their intentions are?
Why are they not reporting anything to the credit bureaus? (Not Trans union,
Experian, or Equifax.)