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    credit report ?

    I joined TrueCredit to monitor my credit reports. I have also disputed accounts on all 3 of my credit reports. I received an email earlier today stating that Experian had finished their investigation. When I went to Experian's site to view my credit report, all of the accounts have been updated to state IIB. The weird thing is though that on TrueCredits site not only has the Experian credit report not updated but there are also extra accounts listed that are not on Experians site at all. I am not sure if they were there before I disputed or not. The accounts are mine but just wondering why they would be on one and not the other.

    Could anyone explain this to me? Is this something I need to be concerned about and if so, How do I fix it?

    Thanks so much,

    #2
    True Credit is backed by TransUnion.

    I think True Credit reports all accts in your name. Then you'll notice on some accts where EX won't report at all. Same with EQ. No reporting. Same with TU. Nothing reported on an acct.

    I **think** that means that CRA isn't showing/reporting that particular acct.

    That's the way it seemed to match up from the hard copy TU Report we got in the mail anyway.
    Filed Ch 7 - 09/06
    Discharged - 12/2006
    Officially Declared No Asset - 03/2007
    Closed - 04/2007

    I am not an attorney. My comments are based on personal experience and research. Always consult an attorney in your area to address concerns related to your particular situation.

    Another good thing about being poor is that when you are seventy your children will not have declared you legally insane in order to gain control of your estate. - Woody Allen...

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      #3
      Thank you but I am still confused.

      I guess I just dont understand how Experian could have updated their files and fixed the accounts and not True Credit. Does it take a couple of days or something? If I am going to pay for the monitoring service, I want it to be accurate information. I was also wanting to get accurate scores.

      Is there something that I can do to get this information updated? I hit the update my reports already on True Credit and it still didnt update.

      Thanks for your help.

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