Schedule F question

[johnjenkins]

I am filling out the paperwork and will be filing BK7 pro se next week. All of my debt is CC. It's all pretty straighforward but the "date when debt was incurred" column has me stumped. My debt has been ongoing for years and I cannot pinpoint a particular date. Should I use the approximate dates that I actually stopped paying, the filing date, the last date I charged anything, dates I started getting behind...etc? I'm confused. Thanks in advance for all responses.

[HHM]

Honestly, most people just leave that blank. However, basically, you can use the date of the last statement that shows the balance owed that you list on the schedules.