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Geesh I just got approved for Orchard CC a few days ago...

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    Geesh I just got approved for Orchard CC a few days ago...

    I applied online for an Orchard CC and got approved with a $300 credit line and $69.00 annual fee.Well I just checked my account online and they charged me the $69 annual fee and I haven't even received my card yet!
    They said it would be 3 weeks.
    Should I call them and ask them to remove that fee since I haven't gotten my card yet? Or just buck up and suck it in??
    Donna
    Donna

    Filed Pro Se August 10,2006 :cry: 341 Meeting: September 19,2006 :blink: Last Day to Object: November 20,2006 :cool: Discharged: November 27,2006 :clapping: CLOSED: December 15,2006 :tongue:

    #2
    With most CC's that extend credit and have fees, the fee(s) are posted to the account immediately, or possibly a little each month. Yep, you should just suck it in.

    Just a note: If you can, try not to charge anything until you've paid off this balance. Baby steps.
    Bankruptcy History:
    Chapter 7 filed - 10/12/2005 - Asset
    Discharged - 02/16/2006
    Case Closed - 11/08/2007

    A banker is a fellow who lends you his umbrella when the sun is shining and wants it back the minute it begins to rain ~ Mark Twain

    All suggestions are based on personal experience and research and SHOULD NOT be construed as legal advice as I am NOT an attorney. Always consult with competent counsel in your area with regards to your particular situation.

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      #3
      Originally posted by BassBoy View Post
      With most CC's that extend credit and have fees, the fee(s) are posted to the account immediately, or possibly a little each month. Yep, you should just suck it in.

      Just a note: If you can, try not to charge anything until you've paid off this balance. Baby steps.

      Yes your right BassBoy.That's what I thought but I wasn't sure.As far as I know this is the only credit I was approved for at this time.Well besides Crown Jewelers.I sure will pay off that annual fee before I charge anything.
      Thanks.
      Donna
      Donna

      Filed Pro Se August 10,2006 :cry: 341 Meeting: September 19,2006 :blink: Last Day to Object: November 20,2006 :cool: Discharged: November 27,2006 :clapping: CLOSED: December 15,2006 :tongue:

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        #4
        Woot! Just got my Orchard Bank...$500 limit and $35 annual fee. BTW, my original Orchard Bank CC was discharged about eight weeks ago..Glad to see they don't hold a grudge!
        NOTE: I am not a lawyer...any advice I give is for entertainment purposes only. Legal questions should be directed to competent counsel. I am just a troll. Or a Toad.

        Comment

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