341 questions.

[tressa]

We have our 341 meeting on Tuesday (29th) and I was wondering if anyone who has already went to their 341 meeting could tell me some of the questions the trustee will ask. thanks

[robivi3]

It depends. You have to give some specifics.
If you are a no asset case he may ask for a short explanation of how you got there financially and it will all be over.
If you have excess income (above the basics, yes, cellphone and cable are generally accepted as basic household expenses these days) there may be some discussion.
In any case you will be in a spartan room full of people. He will be at a crappy steel desk in a cheap suit (but remember the trustee is a wealthy Attorney, he's low key in the 341 meeting). Your meeting will last probably two and absolutely no more than ten minutes.
This meeting is nothing to fret over, not much happens. The Trustee will decide later if you are a pro bono or an asset case. If you worry over this meeting, you are wasting your time and life. A creditor or two MAY show up, likely not. I wrote MBNA off for $17,000.00 and they never batted an eye. Sears will show no matter what you owe.
As I always reiterate, the Trustee is NOT EVER your friend. He is a VERY high priced Attorney who is looking for juicy cases that can drag on for years. Never lie or volunteer information to him. This man deals in millions of dollars a year. If you get a report of abandonment after the meeting that is a good thing, do not panic.
Good Luck

[tressa]

thanks. we only have about $50-100 leftover each month with our expences, not including our cc payment.