From what date does the 36 month clock start?

[kags1969]

I am old law. I made my first payment on 7/22/05 and it was a 41 month plan w/ 37% unsecured payback. Under the old law you could payoff after 36 months. Would this mean that I could payoff on 6/22/08? I dont have to wait until 7/22/08 right?

Thanks,
kags

[HHM]

The 36th is when you have made a total of 36 payments!