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worse than bankruptcy: no bankruptcy

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    #1

    worse than bankruptcy: no bankruptcy

    I thought that us filing bankruptcy was the worst thing that could happen to us financially. I am wrong. Worse than that, is NOT being able to file. If trustee won't confirm our case at what we can pay... we can't file. So we would be stuck in limbo for who knows how long open to collections, lawsuits, garnishments,etc. If wages get garnished, our income would be greatly less than what this proposed plan payment leaves us.
    I should be hearing something hopefully tommorrow or Wed because court is Thursday. Praying for good news that trustee will confirm. I'll keep you guys posted.

    Sorry if I keep posting...but I'm stuck in limbo land this weekend and I should be out having a good time with family. This stuff seems to consume me and snuff out everything else...which makes me mad and guilty!
    Last edited by dovette7; 05-28-2007, 11:19 AM.
    Filed: Feb 15, 2007
    Confirmed: Sept 20, 2007
    21 months down
    39 months to go
    Tags: None
    #2
    Dovette,
    Thanks for continuing to post. I'm hoping everything turns out ok for you. You have helped me a lot by posting for others to learn from your situation. This is a scary time for you but keep your faith!

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      #3
      HUGS again Dovette. My thoughts and prayers are with you this week. Keep us updated.
      11/14/07 -filed C7 12/04/07 -case pulled for random audit.12/18/07 -341 held: Asset case due to engagement ring & tax return.02/19/08 - US trustee files motion to extend. 04/02/08- changed back to NO ASSET! I get my ring back and get to keep my tax return! :clapping: 04/28/08 -DISCHARGED!!! :yahoo::yahoo: 05/07/08 - CLOSED!!!

      Comment

        #4
        No problem, Dovette!! Vent as you need to. We all understand your frustration. And sometimes, even your own family has heard enough. Been there done that with Hubby myself.

        Hopefully you'll get good news this week!!
        Filed Ch 7 - 09/06
        Discharged - 12/2006
        Officially Declared No Asset - 03/2007
        Closed - 04/2007

        I am not an attorney. My comments are based on personal experience and research. Always consult an attorney in your area to address concerns related to your particular situation.

        Another good thing about being poor is that when you are seventy your children will not have declared you legally insane in order to gain control of your estate. - Woody Allen...

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