36 month chapter 13

[wayne-o]

When does the 36 month plan actually begin? date filed? date confirmed? after first payment?

[DeadManCrawling]

As soon as you file you are required to send the first payment within 30 days.

And keep them coming.

The plan will (likely) be confirmed. It may go up or down, and the trustee may or may not want the difference.

-best wishes,

dmc

[wayne-o]

thanks dmc, actually I filed in 2004 and am coming down the home stretch. I looked at the ndc website and I think im gonna have to go a little longer than the 36 months to meet my "base" payment. It was my understanding that I would go 36 or base payments, whichever was longer.

[DeadManCrawling]

I have not yet filed, but my understanding is that after 36 months you MAY be able to pay off the rest in one lump sum.

I believe this is impacted by whether you filed under the old law or the new law.

Others here have more and better experience in this matter.

[HHM]

Sounds like he is old law, so he has a regular 36 month plan, what that really means is 36 payments.