Do I Need to Amend Creditors List?

[NvrEndingStory]

[BKTango]

As far as there being a deadline for filing amendments, I couldn't answer that.

With the doctor's name, you shouldn't have to amend your paperwork over 1 letter, heck our mortgage companies changed in the middle of our bk and the paperwork was never amended to show the new company and even the trustee told me not to worry about it. So I wouldn't think 1 letter in his name should matter.

As far as the collection agency, if there is a phone number on the letter they sent you, contact them and let them know this debt is included in a bankruptcy and any farther attempts from them to collect on it is in violation of the courts.

You will not have to add any "new" collection agencies that show up into your matrix as long as you listed the original creditor and the original debt. Make sure you have all of your original creditors and debts listed, then it doesn't matter if Peter sells the debt to Paul, Paul will just be out of luck and spent his money on a debt he can't collect.

Anytime you keep receiving letters or phone calls regarding debts that are listed in your bankruptcy do not be afraid to let them know, they are in violation trying to collect on a debt that is under the stay of bankruptcy relief. If you have a lawyer you should be giving those CA"s your lawyers name and number when they contact you.

[SinkingFast]

Just call the Doctor's office and the Collections agency. Tell them both that those debts were included in your BK filing. Give them your Case #, Chapter filed, date filed, and your attny's name and contact info.

Chances are, somewhere down the road, all of us are gonna have to deal with a Zombie Debt Collector. The original Creditor sells off the debt, who sells off the debt, until eventually we get contacted. Just keep your BK paperwork some place safe. Be prepared to produce your petition, Creditor's matrix, and Discharge at any time.

[NvrEndingStory]

Thank you both so very much!

I really appreciate all of the help from this forum. It's brought my blood pressure back to normal