I have 15 months left on a chapter 13 bankruptcy and i have to get a new car. I found a couple of buy here pay here places that claim they dont check your credit. They say as long as they can verify employment for the last 6 months, your approved. My question is...IF they advertise they dont check credit and they happen to do so is this legal? and if they dont check my credit will they find out I have a bankruptcy open??
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Them checking your Credit is the lesser of your worries.
Have you gotten approval from your Trustee to incur new debt??
That's really the bigger worry. Taking on new Credit, during an Active Ch 13, without permission from the Trustee is a huge No-No. It could jeopardize your BK.Filed Ch 7 - 09/06
Discharged - 12/2006
Officially Declared No Asset - 03/2007
Closed - 04/2007
I am not an attorney. My comments are based on personal experience and research. Always consult an attorney in your area to address concerns related to your particular situation.
Another good thing about being poor is that when you are seventy your children will not have declared you legally insane in order to gain control of your estate. - Woody Allen...
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