How will it show on CR?

[magyar123]

How will reaffirmed items such as a car loan show up on a credit report?
True, the car loan was included in a Chapter 7 filing, and discharged, but since I wanted to keep the car, I decided to reaffirm it.
Will the CR show only "included in Chapter 7'', but also the fact that it has been reaffirmed and that normal, monthly on time payments are being made?

[BKTango]

It will still show as IIB, because the debt was included in the bk. Now for the tricky part, since it was reaffirmed, it is also suppose to show your monthly payments, on time, lates, whatever. If you had NOT reaffirmed, it would no longer show your payments even if you were still making them. BUT....there have been people that reaffirmed and the creditor/CRA's still were not reporting payments. Some creditors can claim it was not written into the reaffirmation agreement to report payments, while others will start reporting if it's brought to their attention that you reaffirmed and they are not reporting the payments.

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