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In what way different??

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    In what way different??

    Advertisement on TrueCredit website:
    There is an established correlation between credit behavior and the likelyhood of an insurance claim.
    This means insurers use your credit data differently than lenders. So you need to know more than your credit score.
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    Question- in what way(s) are they different? Credit reporting agencies have no access to DMV records, so they do not contain anything related to your driving, tickets, accidents or claims.

    Or is this just a ploy by TrueCredit to make money?

    #2
    It is partly a ploy.

    Insurance Companies often do consider Credit as a part of their decision making process. But, as you've noted, it's only a part.

    True Credit is offering to show you their take on what the Insurance Companies will look for in our Credit Reports.

    Like the Fair Issac Scoring Pie. So much for on time payments. So much for length of credit history. And so forth.

    The Credit consideration is only a piece of the overall Insurance Rate scoring pie.
    Filed Ch 7 - 09/06
    Discharged - 12/2006
    Officially Declared No Asset - 03/2007
    Closed - 04/2007

    I am not an attorney. My comments are based on personal experience and research. Always consult an attorney in your area to address concerns related to your particular situation.

    Another good thing about being poor is that when you are seventy your children will not have declared you legally insane in order to gain control of your estate. - Woody Allen...

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