top Ad Widget

Collapse

Announcement

Collapse
No announcement yet.

Creditor Threat

Collapse
X
Collapse
 
  • Page of 1
  • Filter
  • Time
  • Show
Clear All
new posts
Previous template Next
    #1

    Creditor Threat

    Just got a message from a creditor, assuming it was AMEX but the caller didn't specify. Anyway, she said they've called/left messages 134 times with no response and I have until 5 p.m. today before they move it up the chain or whatever.

    I retained an attorney last week so should I just call them back and give them my attorney's number or just let it slide for a 135th time? :-)
    11/13/07 - Filed Chapter 7
    12/13/07 - 341 Meeting
    02/12/08 - Discharged
    02/15/08 - Case closed
    Tags: None
    #2
    134 previous calls? As if! I'd be asking for every record of those calls (I'm being sarcastic). I wouldn't worry about it since you've retained an attorney. If they do finally speak with you, give them the usual, I've retained an attorney to represent me in a BK, his/her name address, phone, yada...yada...yada and be done with them.
    Bankruptcy History:
    Chapter 7 filed - 10/12/2005 - Asset
    Discharged - 02/16/2006
    Case Closed - 11/08/2007

    A banker is a fellow who lends you his umbrella when the sun is shining and wants it back the minute it begins to rain ~ Mark Twain

    All suggestions are based on personal experience and research and SHOULD NOT be construed as legal advice as I am NOT an attorney. Always consult with competent counsel in your area with regards to your particular situation.

    Comment

      #3
      Scare tactic. Don't even bother giving them the time of day. I've yet to talk to one creditor and it's been 7 months of non-payment. My goal is to make it through this ordeal without having to talk to one harrassing creditor. I'm almost there!
      11/14/07 -filed C7 12/04/07 -case pulled for random audit.12/18/07 -341 held: Asset case due to engagement ring & tax return.02/19/08 - US trustee files motion to extend. 04/02/08- changed back to NO ASSET! I get my ring back and get to keep my tax return! :clapping: 04/28/08 -DISCHARGED!!! :yahoo::yahoo: 05/07/08 - CLOSED!!!

      Comment

        #4
        Perfect advice BassBoy!
        Filed Ch. 7 June 14, 2007
        341 Meeting July 19, 2007
        Discharged September 17, 2007
        Closed September 17, 2007

        Comment

          #5
          Yeah, I should ask them for a record of all the calls They call me every day and it's my work number so I just ignore it. When I go to listen to my messages I catch the first part and then hit delete. Annoying but I'm so used to it by now. I only answer calls from my area code and let the rest go to voicemail. Yesterday I took that stupid creditor class in 30 minutes and it was a complete and utter waste of time and $36. Then I gave my attorney more paperwork and paid off my case and the filing fee. Now they just need to prep my paperwork and schedules and we'll be off.
          11/13/07 - Filed Chapter 7
          12/13/07 - 341 Meeting
          02/12/08 - Discharged
          02/15/08 - Case closed

          Comment

          Previous template Next

          bottom Ad Widget

          Collapse
          Working...
          X