I am facing a 13 because my income is 17k above the median for my state. I have a large amount of unsecured debt in addition to what will likely be 150k+ that5 my mortgage kinder will try to hold me responsible for post foreclosure if I do not do BK.
My wife and I had a combined income progrssively increasing from 75k to 140k in the last 10 years (mine alone has increased 30k in the last 2 years). My wife can no longer work which has dropped our income down to 94k (just me). We would like to file ch7 because we will have no assets after the home is repossessed. If I take a job making less than my states median income, wait six months, file ch7, will this be considered fraudulent OR will they just disallow and laugh at me for trying?
Thx
My wife and I had a combined income progrssively increasing from 75k to 140k in the last 10 years (mine alone has increased 30k in the last 2 years). My wife can no longer work which has dropped our income down to 94k (just me). We would like to file ch7 because we will have no assets after the home is repossessed. If I take a job making less than my states median income, wait six months, file ch7, will this be considered fraudulent OR will they just disallow and laugh at me for trying?
Thx
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