Someone find me a Loan (Please)

[cap350z]

Anyone getting approved for loans by credit unions or any other finance companies?

My chapter 7 Bankruptcy has been discharged since 3/06.

Since then I've learned to live off cash and rebuild my credit with low limit credit cards.

However some major expenses came up where I needed payday loans. And I can't shake these sharks.

I've had to resort to payday loans because I can't get approved for traditional signature loans.

And I'm paying more in extension fees every two weeks than monthly payments to a loan company.

I need a traditional loan to consolidate these payday pains I'm having.

Anyone out there, if you see this...please let me know of any companies or Credit Unions who are approving loans for individuals with bad credit.

[BassBoy]

This is tough because for the most part, we are faced with those low limit, high interest CC's after BK that don't allow the line of credit to pay for major expense. From my knowledge and research, it is hard to obtain unsecured loans, signature loans or credit from more conventional lenders with a BK, but that doesn't mean that there are not a few lenders that will allow better credit and interest rates.

The types of lenders, like credit unions and conventional banks like National City, Fifth Third, Key Bank and etc., say that the BK must be off of your credit reports before you can obtain an unsecured loan or credit card.

This is just what I've learned about this, but doesn't mean it can not happen. Hopefully, others will chime in here and maybe offer a solution or two for you.

Just remember this, you can not borrow you're way out of debt.

[emoney]

Is is possible to get an advance on you salary? What would happen if you just stopped paying these Sharks? I doubt they would break your knee caps.
On a more realistic path, put together a written budget and go meet with them.
regards,
emoney