deesown
01-20-2008, 12:06 PM
I Dv'd this CA back in November of 07 and it seems they have sold it to another CA. Have not heard from them since.
The New CA is called Midland Credit Management, out of Los Angeles-zip 90084. I have been sent a settlment offer from them. It states:
Welcome! we have a great offer for our new customers.
Midland Funding recently purchased your FCNB-SPIEGAL account and we are the server of this obligation. We are currently able to offer you a 40% off your balance settlement offer, to resolve your account. If you decide to take this offer we will notify all Credit Bureaus and "paid in full" To accept this offer you must accept by 02-18-08.
On the back of that letter it does state that unless I notify MCM within 30 days of notice that i dispute validity they will assume the debt is valid. It also says if i notify them in writing within those 30 days they will obtain vertification of the debt or a copy of a judgement (if there is a judgement) and they will mail me a copy of vertification or judgement.
I also had another question if I may ask...
What if I DV Midland and then they try to sue me without responding to my validation request?
I know i am still within the sol and was wondering what my next step should be. Should I DV this CA as well see what happens?
Has anyone heard of this CA and how they operate?
The New CA is called Midland Credit Management, out of Los Angeles-zip 90084. I have been sent a settlment offer from them. It states:
Welcome! we have a great offer for our new customers.
Midland Funding recently purchased your FCNB-SPIEGAL account and we are the server of this obligation. We are currently able to offer you a 40% off your balance settlement offer, to resolve your account. If you decide to take this offer we will notify all Credit Bureaus and "paid in full" To accept this offer you must accept by 02-18-08.
On the back of that letter it does state that unless I notify MCM within 30 days of notice that i dispute validity they will assume the debt is valid. It also says if i notify them in writing within those 30 days they will obtain vertification of the debt or a copy of a judgement (if there is a judgement) and they will mail me a copy of vertification or judgement.
I also had another question if I may ask...
What if I DV Midland and then they try to sue me without responding to my validation request?
I know i am still within the sol and was wondering what my next step should be. Should I DV this CA as well see what happens?
Has anyone heard of this CA and how they operate?
