I was in CH 13 and converted to Ch 7 which has been discharged and all done with since about October 2007. The reason for the conversion was I got divorced and now need to find a way to pay off my husband's 1/2 of the equity which is about $20K. I make $70K a year and have no other debt besides the house (no car loan, no credit cards, no school loan etc). My credit rating since the conversion dropped back down to about 600. I always pay my bills on time and have been using credit cards monthly and paying them off to try to bring that score up. My question is, will any bank look at me for a home equity loan given the recent BK so I can get my husband paid off?
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After Ch 7 discharge and home equity loan
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