and Thanx to everyone for your support and help. My wife would have been scared to death if she had not known what to expect. It looked to be a rough start of the day - the couple before us had a number of discrepencies, made trustee a tad mad. I was worried it would carry over to our hearing. But lo and behold, he was like different person. Didnt even question the value of our paid for car!!!! Now the wait begins....

A NEW START!!!
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