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re aging debt

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    re aging debt

    i have read a few posts referring to a debt being re aged by a jdb or creditor. exactly what is this and is it easily removed from credit report?

    #2
    Re-aging technically applies to the statute of limitations. Re-aging for purposes of the SOL is simply that the debtor somehow acknowledges the legitimacy of the debt, either by signing something, or making some sort of payment.

    The credit report "re-aging" is a different issue. On a credit report, a junk debt buyer will often put the date of the day the acquired the debt as the open date and not the true open date of the account. If a debt buyer does this, you need to dispute it.

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