70/90 rule and going to see lawyer

[helpsoneeded]

What if i go and talk with a lawyer before the 70/90 rule, but not retain him, just going for the advice right now. Will that be alright, even if he does charge 100.00 for the visit. If we like him, we would wait to hire him. Thanks alot again!!

[Cali]

What if i go and talk with a lawyer before the 70/90 rule, but not retain him, just going for the advice right now. Will that be alright, even if he does charge 100.00 for the visit. If we like him, we would wait to hire him. Thanks alot again!!

He doesn't do free consults? I wouldn't go see an attorney that charges if I am shopping around.

[diviaruba]

One of the twelve (non-exclusive) "Dougherty Factors" used in weighing a debt's non-dischargability* is whether an attorney had been consulted concerning the filing of bankruptcy before the charges were made. No mention is made of whether the attorney was in fact retained. I would be very careful about any charges even after free consultations.



*These factors are: (1) the length of the time between the charges made and the filing of bankruptcy; (2) whether or not an attorney has been consulted concerning the filing of bankruptcy before the charges were made; (3) the number of charges made; (4) the amount of charges made; (5) the financial condition of the debtor at the time the charges were made; (6) whether the charges were above the credit limit of the account; (7) whether the debtor made multiple charges on the same day; (8) whether or not the debtor was employed; (9) the debtor's prospect for employment; (10) the financial sophistication of the debtor; (11) whether there was a sudden change in the debtor's buying habits; and (12) whether the purchases were made for luxuries or necessities. See Dougherty, 84 B.R. at 657.