Multiple Accounts With CA

[diesel824]

I decided to pull my credit reports to start my cleaning since I should be discharged in about 3 weeks.. I was very shocked at the amount of stuff thats simply not there anymore.. Majority of my debt was from medical bills.. I have a qustion.. I had multplie accounts with a particular CA from a from a particular hospital.. There were over 20 seperate debts but only 7 are left on my credit report.. I listed all of them when I filed and the CA name and address is on my matrix.. So why are those 7 still there and the other ones completely gone? Should I just file an online dispute stating that they were included in my bankruptcy? And if I do that will it show a balance of 0 and IIB or do you think they would be deleted like the others? Maybe it's just me but I would think that common sense would tell them to include them all and not leave those 7 there..

[aachudneymiles]

I decided to pull my credit reports to start my cleaning since I should be discharged in about 3 weeks.. I was very shocked at the amount of stuff thats simply not there anymore.. Majority of my debt was from medical bills.. I have a qustion.. I had multplie accounts with a particular CA from a from a particular hospital.. There were over 20 seperate debts but only 7 are left on my credit report.. I listed all of them when I filed and the CA name and address is on my matrix.. So why are those 7 still there and the other ones completely gone? Should I just file an online dispute stating that they were included in my bankruptcy? And if I do that will it show a balance of 0 and IIB or do you think they would be deleted like the others? Maybe it's just me but I would think that common sense would tell them to include them all and not leave those 7 there..

The ca is simply not reporting them which is a plus plus plus (you get the point) for you .. It doesnt mean you didnt included it right on your creditor matrix... like any other ca they could have been in the mist of saleing your account to another collection agency when you filed and now they can NOT relist them on your credit because you filed bk or they could have simple stop reporting on them (for whatever reason) however this is a plus!!!!!!! Would you rather 20 collection accounts on your credit or 7 (i'll take 7 please lol) .. So dont trip-- you good..

[diesel824]

My whole point is that it shows a balance due for the 7 that are still there and it shouldn't..

[aachudneymiles]

My whole point is that it shows a balance due for the 7 that are still there and it shouldn't..

You should dispute it as IIB chapter7 after filing no one really updated my report to say IIB, I had to buy reports (hubbys and Mines) and dispute everything. It should have a 0 BAL

since your not discharged yet it will not say discharged in bk but thats what mines say since I am discharged now, exclude a few accounts that I had to dispute.

but really the creditor should have left all 20 on there ... doubt if the delete the remainer but if they do.. that would be great.