Debts / Collections NOT listed on Ch7 filing?

[zakaddy]

Last summer I use 2 PayDay loans places and probably owe them over $1000 each (for 2 $300 loans), however, they don't show up on my credit report (yet) and weren't listed in my filing as Creditors.

Do I need to get the filing amended to have them added?

I would hate to successfully get through all this just to have to show back up on my credit report to bit me AFTER bk.

Thanks guys (and gals)! ;-)

(on a separate note, these 2 "loans" probably amount to 95% of the creditor calls I've been barraged with over the past 6 months... Incredibly rude and mean people too)

[HHM]

Yes, you need to file and amended schedule of creditors and creditor matrix ASAP.

[zakaddy]

Crap. I'll get that in as soon as I can. I would have mentioned it to my lawyer earlier, but during the 3 or 4 times I met with him prior to the filing he kind of "whisked" me through the process and I barely had any time to question anything... Not to mention the fact that my head was spinning to much the whole time.

Damn, I wish I had found this board before I had my first meeting - I actually KNOW what he was talking about!

[HHM]

You should also know, since you are amending the petition to add creditors, there will be a $26 filing fee charged by the court (it is NOT 26$ per creditor).

[sharksfan]

You should also know, since you are amending the petition to add creditors, there will be a $26 filing fee charged by the court (it is NOT 26$ per creditor).

Plus any fees from you lawyer... mine charges $50 a pop.