we filed bk in 1/2007 and discharged in 5/2007 but before that my husband surrended our home and we moved out
dec 2006 got paper work from the banks lawyer in dec/2006
all about forclosing on us as of 6/2007 it would of been totally
forclosed. well any ways we included the house in bk and at
the 341 meeting the banks lawyer showed up to make sure we were surrendering the house...so in 9/2007 they sold the home for less that is paid....so in feb/2008 he got a 1099c insolvent 44,000 something about bk well any ways on the 1099c it had his name and my ss# so i called them to tell them of there mistakes and the man was so rude stating well you really oue 52,775 i said you cant go give a 1099 for 44,000 then jack it up to 52,775 he said they made a mistake
after they sent it out they realized it was for more,,,in the meantime he put it in my credit report stating it was charged off 52.775 and a installment loan..i called him back and told him of there mistake it wasnt my house,,,blah,blah he kept saying someone needs to pay this i told him it was iibk,,he did not care then later i call him again then he realizes his mistake it really wasnt mine and took it out of the credit bureau,,so just today my husband got a alert for a new item in his report stating opened on 3/2008 52,775 forclosure /secured paying as agreed first report 4/2008 my question is WHAT CAN HE DO WITH THESE PEOPLE they do not care he filed bk w/the house,, oh and how they got my ss# was i had a checking account with them and they put the morgage # as my checking account # and i was the owner please help what can we do they are idiots?? oh yah on the house it never stated iibk or forclosure just paying as agreed and paid in full/closed thats in my husbands credit report
dec 2006 got paper work from the banks lawyer in dec/2006
all about forclosing on us as of 6/2007 it would of been totally
forclosed. well any ways we included the house in bk and at
the 341 meeting the banks lawyer showed up to make sure we were surrendering the house...so in 9/2007 they sold the home for less that is paid....so in feb/2008 he got a 1099c insolvent 44,000 something about bk well any ways on the 1099c it had his name and my ss# so i called them to tell them of there mistakes and the man was so rude stating well you really oue 52,775 i said you cant go give a 1099 for 44,000 then jack it up to 52,775 he said they made a mistake
after they sent it out they realized it was for more,,,in the meantime he put it in my credit report stating it was charged off 52.775 and a installment loan..i called him back and told him of there mistake it wasnt my house,,,blah,blah he kept saying someone needs to pay this i told him it was iibk,,he did not care then later i call him again then he realizes his mistake it really wasnt mine and took it out of the credit bureau,,so just today my husband got a alert for a new item in his report stating opened on 3/2008 52,775 forclosure /secured paying as agreed first report 4/2008 my question is WHAT CAN HE DO WITH THESE PEOPLE they do not care he filed bk w/the house,, oh and how they got my ss# was i had a checking account with them and they put the morgage # as my checking account # and i was the owner please help what can we do they are idiots?? oh yah on the house it never stated iibk or forclosure just paying as agreed and paid in full/closed thats in my husbands credit report
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