Credit Report

[chloe0724]

I know that a lot of you pulled your credit prior to filing and are keeping track of it throughout your 13. I wanted to know what it should look like once you file? Will the unsecured's that you are filing on report in bankruptcy until you finish? And when you finish, do they say paid in full? What about my home that's not part of the payment plan? Does it just keep reporting as usual?

I want to make sure I know what it's supposed to look like because I want to keep it as cleaned up as I can for when I survive the 60 months.

Thanks!!

[rrockinggramma]

for me it depended on the bureau reporting. Experian refuses to change any past due balance until after discharge. TU just deleted the accounts outright and Equifax update to show IIB/zero balance. I have found Experian to be the worst to work with, and very very rude customer service reps. Even getting a hold of a person is a chore. Equifax was by far the easiest to get ahold of but more stubborn in getting some things fixed. TU was the easiest. They just deleted everthing I disputed. LOL Loved it!

[chloe0724]

Thank you. I am going to go to the library and see if they have any books on credit reports.