What numbers will the UST use?

[stephenm]

I pass the means test by the skin of my teeth but my median income is pretty high so I know the UST will get involved.

My question is, what numbers will he/she use for my utilities and rent since I haven't moved yet? My *current* utilities are low since I'm in a condo and I only live 2 miles from work so gas is low also but my mortgage is high because I have a second. Would it be better to rent an expensive place far from work that has a terrible utility costs?

Of course, I'll be talking with my lawyer again next week but I'm trying to get some idea of what to expect.

Thanks,
Stephen

[Help!]

The UST will use the IRS Standards from the DOJ website:

https://www.usdoj.gov/ust

listed under means testing. If your actual expenses are lower, you can still use them.

[stephenm]

So even though my utilities (including HOA which covers my water/garbage) are only $300 I can use the full $419, even if audited and UST wants to change my numbers?

[laurannm]

Yes, you can take the full amount on the means. Where you show your actual figures though is on Schedules I & J.