Anyone do a 80/20 loan foreclosure?

[breezyday]

My husband just talk to our bank and loan officer said they will only discharge the first mortgage (80%) after foreclosure and we will still be responsible for the 20%.
They could even attach his wages.

What happens?

[hnhlvr]

Are you planning to file for BK?

[HHM]

That is usually true, especially if you are in a judicial foreclosure state; the bank can seek a deficiency judgment and that judgment is treated like any other. (i.e. ability to garnish wages etc). Whether they will or not is another question.

[Frogge]

I was told the same thing about our 80/20 as HHM states