Complicated Issue

[tyspruiel]

OK, I will try to explain this the best way that I can that makes sense. I took out a cosmetic loan with this company that finances cosmetic surgery. This was a year ago. We filed in March of this year and this finance company were included with our discharge. Today I receive a billing statement from the actual medical center who performed the surgery stating payment balance due of 4500.00. I called them and asked them why am I receiving a bill and they told me that they never received their money from them. So my question is am I liable for paying this medical center now even though the finance company was included in my chap 7? I put down a 1200.00 deposit and was making payments of 212.00 a month and the medical center said that they never received anything from them. They want me to call them and find out why and I dont think that I should because it should be done and over with. Will I have to add this medical center to my list as well? Please someone have some answers on this issue.

Thanks so much.

[davidb81]

Sounds to me like its between the med center and the finance co. You were making payments to the finance co right? Did you tell the med center that this debt has been discharged and that they possibly could be breaking the law for trying to collect on a debt that has been discharged? you have been making these payments for about a year prior to filing. And the med center is now just realizing that they werent getting their money? I would think the finance co should have immediately paid the med center and then financed the loan to you. I dont think you should have to do anything. But give your attorney a call to make sure. I wouldn't sweat it. Good luck and let us know what happens!